Charles Li
李小加
Charles Li is the former CEO of Hong Kong Exchanges and Clearing and co-founder of Micro Connect (滴灌通), an alternative investment and fintech company launched in 2021 alongside Zhang Gaobo, founder of Oriental Patron Financial Group . Micro Connect pioneered a non-equity, non-debt financing model using "Daily Revenue Obligation" contracts that let small businesses raise capital by sharing daily revenue with investors . As of September 2024, Li disclosed that Micro Connect had deployed roughly RMB 4.4 billion over three years, with nearly RMB 2.3 billion already recovered and the remaining balance expected to return within two to three years—a pace he framed as deliberately educational for the market rather than optimized for financial returns . The firm had recently navigated layoffs concentrated in its investment front office, which Li characterized as part of a "second rocket" phase shifting from proprietary capital to mobilizing third-party funds .
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