IceKredit

IceKredit (冰鉴科技) is a Chinese fintech company founded by Gu Lingyun, who serves as chairman and CEO . The company began as a big-data credit assessment provider focused on small and micro-enterprise credit evaluation, later expanding to cover both personal and corporate credit assessment . Its earliest investor was FreeS Fund (峰瑞资本), which led its angel round in 2015 and has continued to back it through subsequent rounds .

In its more recent positioning, IceKredit has evolved into an AI-focused financial services firm. As of mid-2024, it had developed "Benli Daosheng," a proprietary large language model that received regulatory approval, with capabilities in financial Q&A, logical reasoning, and long-text processing for scenarios such as financial document analysis and knowledge-base construction . The company also offers a standardized "knowledge base + vertical model training" solution to help financial institutions build customized AI applications .

Notable funding milestones include a Pre-B round exceeding 100 million RMB in 2018 and a 228 million RMB C2 round in 2021 led by Guochuang Zhongding . Earlier in its trajectory, IceKredit received recognition including placement on CB Insights' 2018 Fintech 250 and ranking among the top ten in China's national innovation and entrepreneurship competition .