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Southeast Asia's "Nubank": Building a Credit Card Business for Tens of Millions in Countries Without Credit Bureaus
Mining massive traffic in the blind spots of traditional banking tech.
暗涌Waves·The Overseas Struggle of Five Country Managers | WAVE *Note: "暗涌看世界" is a column/series name from 36Kr (36氪). "暗涌" translates literally as "undercurrent" but the publication uses "WAVE" as the English brand for this series. The vertical bar "｜" is used as a separator in Chinese headlines; in English, a pipe "|" or colon works, though keeping the original separator style is also acceptable.*
Looking back at the bleak path I've come from, I return home — neither storm nor shine.
暗涌Waves·A Globalization Guide for Chinese Founders: Slicing the World Horizontally
The word "globalization" — so brief, yet it encompasses so many narratives.
暗涌Waves·The New Era of Going Global: Chinese Founders Conquering the World
Today, virtually no Chinese company doesn't aspire to go global — or, put another way, to become a truly global company.
暗涌Waves·
